Archive for the ‘Client Testimonial’ Category

Storing Treasures Hierarchy of Financial Progress

Recently, four employer and church groups completed the STAFF web-based financial coaching program. At the end of each session, we check in and see what the participants had to say about the benefits they received from going through the course.

Many of you have heard of Maslow’s hierarchy of needs. This idea suggests that people are motivated to fulfill basic needs before moving on to other, more advanced needs. We created a Hierarchy of Financial Needs based on the feedback we received.

Assuming we have our basic needs met, there are three major areas that define our financial lives based on those that have graduated from the STAFF course. These areas build on each other and we call them the three “M’s

Storing Treasures Hierarchy

1. Makeup- this is your identity. It is important that we understand ourselves better and those around us. If communication and relationships are strained, it is very difficult to move up the pyramid.

Graduates of the STAFF program indicated understanding their financial personality helped them identify spending, debt, savings habits and how to make important changes. It also helped with communication with their spouse (if married) and kids. Those that completed the course recognized their unique strengths and how to be confident when making financial decisions or communicating with others.

Do you ask yourself these questions?
– Why do I keep doing ____________ financially?
– Why does my spouse keep doing ___________ financially?


“Know thyself” is a phrase first penned by Socrates. He believed that self-knowledge was important in order to find peace and direction. Romans talks about the importance of understanding our God-given gifts and that each gift (each of us) has a unique function. Understanding these gifts and our financial personality is key and our first step to moving forward financially. Humans are naturally curious. Once we understand the “why”, we can start to focus on the “what”.

2. Management- this is the regular handling, direction, and focus on our financial decisions. This is the time that we can make real strides in our money management from month to month.

STAFF graduates stated they were able to learn how to reduce their debt, set up an emergency savings plan and complete a monthly spending plan. Management is moving away from the paycheck to paycheck mentality and becoming proactive rather than reactive.

Monetary decisions are inter-related. Ever notice how one decision begins to impact other areas of your financial life. I worked with one couple recently that focused on setting up an emergency savings account. This caused them to be more intentional in their giving to others, more mindful of debt and the negative consequences, and more in charge of their spending from month to month.

3. Mission- Now this is the fun part…this has to do with who you are and where you want to go. This is your purpose fueled by a strong conviction.

STAFF graduates listed goal setting as a key part of their financial plan as it helped quantify their mission for the short, medium, and long term. Most of us have a vague idea of our goals but have never really sat down and mapped those out. According to a study by Dr. Gail Matthews, we are all 42% more likely to achieve our goals just by writing them down.

Secondly, other STAFF graduates discussed the course providing a foundation for additional education and setting the groundwork to starting a new business. Understanding ourselves and managing our money proactively allows us added opportunities to pursue our mission.

The Storing Treasures Mission is simple- “Discovering your Financial Personality inspires progress”. Financially, progress begins with just one small step.

Mike Haswell
Storing Treasures

The Cross Loganville

Storing Treasures highlights our client churches, organizations, and businesses. Our interview today is with Steve Traylor, Church Administrator, at The Cross Loganville.

Steve and Patty Traylor pic_steve

Steve, your church just went through a very recent name change from The Oasis Church to The Cross Loganville. Can you explain what prompted the change?

Tim Cash is our senior pastor and he had felt led to change the name of the church since he joined us a few years ago. The name change symbolizes a new beginning and a way to build trust within the church and our community. There are times in the course of history that God has transformed an individual through a name change – Abram to Abraham and Saul to Paul as examples. We have a wonderful church body and this was our way of looking to the future. We selected The Cross Loganville as the cross signifies stability throughout the course of history… the cross never fades away.

We had a terrific ceremony in September to unveil the name to the church and the community. Sid Bream (Atlanta Braves) came and shared with us how one event, that slide home in the 1991 playoffs, changed his life and gave him a platform of sharing Christ around the world.


What is the mission of The Cross Loganville?

Our mission is to reach Loganville and beyond with the gospel of Jesus Christ. Our mission within the church and community is discipleship…growing people in an understanding of who Jesus is. We have many Christians who are new to the faith and need specific one on one or group discipleship so they can mature in their faith. Tim will be coordinating the same discipleship programs for the entire church this Fall. We will then be completing a 40 day prayer challenge in January as a church. Storing Treasures is also an example of how we bring discipleship to our church in the area of biblical financial management.


Steve, this is now the 4th Storing Treasure class that you have led and the 2nd with the new STAFF program. Tell me how this class has helped your members?

The personality profiles are a terrific way for people to understand themselves. Many of them will say they have never given any thought to how their personality impacts their financial decisions. Basically, they say that they now understand how they think and behave. The spending plan allows each person to prioritize their spending and focus on what is really important FIRST. This program has also allowed us to focus on giving and tithing… and we have seen a demonstrative impact on some in the class begin giving as a result.


How has the STAFF program improved the class for the participant?

There are quite a few ways. First, if they miss a class, they can complete that session at home and be prepared for the next class. Second, there is more interaction in the class as I am able to facilitate and leave the teaching to you over video and the educational sessions. Third, there is the report which shows them exactly where they stand and gives them specifics on how they can improve their finances over time…all based on their personality.

Storing Treasures is all about changing lives. Participants see they are not the only ones that struggle with their finances and it gives them hope for the future.